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Key Features:
  • No Inspection Needed
  • Immediate Policy Issurance

Top Uni Sompo Bike Insurance Plans

PLAN TYPE: Comprehensive
Starting From 844
PLAN TYPE: Third Party
Starting From 714
PLAN TYPE: Own Damage
Starting From 317

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Select your Two wheeler brand

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Which city is your Two wheeler registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your Two wheeler?

Have you made a insurance claim in the previous year?

About Universal Sompo General Insurance

Universal Sompo is India’s first Public-Private partnership in the General Insurance Industry with its headquarter in Mumbai, India. It is widely appreciated for its different insurance products from bike insurance, car insurance and so on. This private-public joint venture was established by the joint effort of two nationalized banks which are Allahabad Bank and Indian Overseas Bank, one private sector bank which is Karnataka Bank Ltd, one FMCG which is Dabur Investment Corp and a Japanese insurance company which is Sompo Japan Nipponkoa Insurance Inc.

In 2007, Universal Sompo was founded with the mission of providing world-class insurance products and services for bike insurance, health insurance and so on. The range of products and services provided by Universal Sompo include individual health insurance, group health insurance, individual accident, critical illness policy to car and bike insurance policies such as motor private car insurance plan, two-wheeler insurance plan, passenger-carrying vehicle insurance plan, etc.

The vision of the company is to become a market leader in bike insurance and other insurance products and they are willing to do so by keeping the customers satisfied. The company is operating with around 135 IRDA approved products, via 86 branches and 17 zonal offices. Moreover, the company is associated with more than 3,500 garages to provide services for car and bike insurance and offer 24x7 active customer support.

Universal Sompo Bike Insurance

Universal Sompo General Insurance Company offers customers three basic types of two-wheeler insurance. This includes third party insurance, standalone own-damage insurance and comprehensive insurance. Third party insurance is compulsory in India, according to the Motor Vehicles Act of 1988 anyone caught without this can be fined Rs. 2,000 and/or be imprisoned for up to 3 months. Moreover, in case of a mishap, it will take care of third party liabilities including bodily injuries, death and property damage. On the other hand, if you want coverage for own-damage costs you should purchase a standalone own-damage cover. This type of insurance provides compensation for a wide range of scenarios including road accidents, theft, vandalism, natural and manmade disasters. Lastly if you’re looking for a hassle-free and holistic way to remain ensured purchase a comprehensive plan. This plan takes care of both own-damage costs and third party liabilities under a single premium.

Furthermore, you can strengthen the coverage of your standard two-wheeler insurance by purchasing add-on covers. These are available with every own-damage cover and can significantly enhance your claim amount in case of a mishap. Some add-on covers that you should definitely check out are the zero depreciation cover, roadside assistance cover, passenger assistance cover and engine safe cover.

Universal Sompo is increasingly becoming a popular insurance provider in India. It offers customers a range of benefits and coverage, moreover, its customer service is known to be quick and efficient. With every claim-free year insurance holders also get to enjoy the no claim bonus and in the fifth consecutive year, this add-on goes up to 50%.

Significant Points of Universal Sompo Bike Insurance



Third Party Insurance - Property Damage

Up to Rs 1 Lakh

Own Damage Cover

Determined by the IDV of the Two-Wheeler

Personal Accident Cover

Up to Rs 15 Lakh

Claim Settlement Assistance

Available 24x7

17 Universal Sompo Cashless Garages in India

Universal Sompo Bike Insurance User Reviews

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  • Quick response on the chat box

    InsuranceDekho's website provides a chat box feature to its users. I bought the Universal Sompo bike insuran...

    By Devesh Arya
    On: February 20, 2023
  • Customer care service

    While buying the Universal Sompo bike insurance plan for my Aprilia storm 125 from the InsuranceDekho websi...

    By Tarun Yadav
    On: February 16, 2023
  • Option to choose from differen...

    I just bought a Universal Sompo own damage bike insurance policy from InsuranceDekho for my BMW F650 bike. T...

    By Mankirat Singh
    On: February 9, 2023
  • Rapid generation of quotes

    On InsuranceDekho, the generation of insurance quotes for my Yamaha Saluto was quick. I just had to enter th...

    By Srinivas Gupta
    On: January 31, 2023
  • Price Comparison

    I checked InsuranceDekho. It was so easy to choose a plan as the website had all the plans elaborated in an ...

    By Samar Raj
    On: January 24, 2023
  • Well managed website

    The InsuranceDekho website is very well managed and maintained. All the things are arranged properly. While ...

    By Harsh Gupta
    On: January 3, 2023
  • Best customer care team

    The customer care service of the InsuranceDekho website is amazing. While buying the Universal Sompo bike insu...

    By Shraddha Gupta
    On: October 13, 2022
  • Amazing customer care service

    The InsuranceDekho website has the best customer care service. I recently bought the Universal Sompo bike in...

    By Sushant Kapoor
    On: July 26, 2022
  • Amazing customer care service

    The InsuranceDekho website has the best customer care service. I recently bought the Universal Sompo bike in...

    By Sushant Kapoor
    On: July 22, 2022
  • Quick response on the chat box

    InsuranceDekho's website provides a chat box feature to its users. I bought the Universal Sompo bike insurance...

    By Devesh Arya
    On: July 12, 2022

Universal Sompo Two-Wheeler Insurance FAQs

  • Why should I choose Universal Sompo two-wheeler Insurance?

    Universal Sompo two-wheeler insurance offers the following benefits to its customers:

    • Instant policy issuance without any hassle
    • Quick claim settlement
    • Portfolio of long-term policies
    • Cashless service at more than 3,500 network garages
    • Special add-on covers
  • How can I get two-wheeler insurance from Universal Sompo?

    You can get a two-wheeler insurance policy from Universal Sompo in three ways. The traditional way would be going to the branch. Alternatively, you can buy an insurance plan online through the official website of Universal Sompo. You can also call the toll free number of Universal Sompo General Insurance and the support executives will help you in getting the plan.

  • Is there an eligibility criteria for getting Universal Sompo two-wheeler insurance?

    The only eligibility criteria for getting a two-wheeler insurance policy from Universal Sompo is that the individual has to register his two-wheeler in his name with the Regional Transport Authority in India.

  • What are the add-ons available for two-wheeler insurance?

    Universal Sompo provides multiple add-ons with two-wheeler insurance plans. The offered add-ons include Nil Depreciation Cover, Return To Invoice, Roadside Assistance, Daily Cash Allowance, Cost Of Consumables, Loss Of Driving License, Ncb And Engine Protector, etc.

  • How can I get cashless service for my two-wheeler?

    Universal Sompo Two-Wheeler Insurance provides cashless repair and replacement services at its authorised garages. The policyholders can seek the service anywhere at any of its more than 3,500 network garages situated all around the nation. The claims at these authorized garages are completely cashless.

Bike Insurance News


This article is issued in general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.​
Universal Sompo Bike insurance starting from ₹ 714/year*

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Universal Sompo Bike insurance starting from ₹ 714/year*
#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.