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Top New India Car Insurance Plans

PLAN TYPE: Comprehensive
Starting From 2494
PLAN TYPE: Third Party
Starting From 2094
PLAN TYPE: Own Damage
Starting From 948

Calculate Your Car Insurance Premium Online

Select your car brand

  • Maruti
  • Hyundai
  • Honda
  • Toyota
  • Mahindra

Which city is your car registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your car?

Have you made a insurance claim in the previous year?

About New India Car Insurance

New India Assurance is one of the largest insurers in India that sells a number of insurance plans including car insurance. The New India Assurance Company offers all types of car insurance policies namely third-party car insurance policies, standalone own-damage car insurance policies, as well as comprehensive car insurance policies. With these policies, liability is covered for an unlimited amount in respect of death or injury and damage to third-party property, and coverage is offered for loss or damage to the insured car and its accessories due to fire, explosion, self-ignition or lightning, burglary, housebreaking or theft, riot and strike, landslide, earthquake, flood, cyclone, and so on.

Key Features of New India Assurance Car Insurance



New India Assurance Claim Settlement Ratio


Founding Year


Number of Network Garages


Personal Accident Cover

Up to Rs. 15 lakhs

Claim Assistance

24*7 Claim Assistance


Yes, available

Car Insurance Premium

Starting at Rs. 2094

Why Should You Buy Car Insurance with New India Assurance?

On buying car insurance plans with New India Assurance, you can enjoy multiple benefits such as those listed below:

  • Number of Network Garages: New India Assurance has a tie-up with over 3000 cashless garages where policyholders can get their car repaired without spending anything from their pocket. With access to over 3000 network garages, New India Assurance lets policyholders locate the nearest network garage.
  • Protection Against Damages: A mishap can take place at any time on the road. To ensure protection against such unfortunate events that can cause damage to your car, buy car insurance and stay protected.
  • Coverage for Third-party Liability: A third-party car insurance offered by New India Assurance provides coverage if a third party is injured or faces any loss due to the insured vehicle.
  • Affordable Premium: New India Assurance offers car insurance plans at affordable premiums. At a minimal cost, you can safeguard your car against damages with New India Assurance car insurance plans.
  • Quick Claim Settlement: With a claim settlement ratio of 92.23%, New India Assurance is a reliable name when it comes to car insurance claim settlement. You can get in touch with the dedicated team of New India Assurance and get your queries resolved about claim settlement.

How to Buy Car Insurance with New India Assurance?

Thinking of buying car insurance with New India Assurance? Here is how you can do the same:

  • Go to the official website of New India Assurance
  • Click on the car insurance page
  • Enter details like your name, vehicle number, and others to view car insurance quotes
  • Select a desired plan and proceed to the payment option
  • Once you pay the car insurance premium, you will get a notification on your email id about the same

Types of New India Assurance

There are different types of car insurance plans that New India Assurance offers. Listed below are the types of car insurance plans you can buy with New India Assurance:

  • Third party Car Insurance: As per the Motor Vehicles Act of 1988, third-party insurance is a must for all car owners. With third-party car insurance, policyholders will get coverage for third-party liabilities.
  • Comprehensive Car Insurance: Comprehensive Car Insurance provides complete protection if a car is damaged, lost, or any other kind of mishap takes place. Comprehensive car insurance also provides coverage for third-party liabilities.
  • Standalone Own Damage Car Insurance: Standalone Car Insurance provides protection against any damage to the car. The premium of Standalone car insurance is higher than third-party and lower than Comprehensive Car Insurance.

Inclusions & Exclusions of New India Assurance

Listed below are the inclusions of New India Assurance:

  • Damage due to natural disasters, fire, etc
  • If the car is lost or stolen
  • If the car is damaged due to riots or malicious acts

Here are some of the exclusions of New India Assurance

  • If there is wear and tear, then such costs are not covered
  • Consequential loss is not covered under car insurance plans
  • If any accident takes place due to the driver’s negligence

List of Add-ons Available with New India Assurance

There are a bunch of add-ons available that you can include with New India Assurance. Some of the add-ons that you can include in your New India Assurance car insurance plans:

How to Raise Car Insurance Claim with New India Assurance

There are two types of car insurance plans that you can buy with New India Assurance as Cashless claims and Reimbursement Claims. Listed below are the steps to raise car insurance claims with New India Assurance:

  • Go to the car insurance page on New India Assurance and raise a claim request. You can also call and inform them about the claim
  • A surveyor will be assigned to inspect the total damage and then submit the report to the insurance company
  • Next, once the claim request is approved, you can get your car repaired at any one of the network garages for cashless claim settlement and other garages for reimbursement claims
  • Finally, after all the reports have been submitted, your claim will be settled by New India Assurance

Documents Required to Buy New India Assurance Car Insurance

Listed below are the documents required to buy New India Assurance car insurance plans:

  • Car insurance copy
  • Driving license
  • Vehicle registration certificate
  • FIR, in case of an accident
  • Invoice receipt
  • Repair bills
  • Road tax verification

How to Renew New India Assurance Car Insurance Plan with InsuranceDekho?

Here is how you can renew your New India Assurance car insurance plan with InsuranceDekho:

  • Visit the official website of InsuranceDekho
  • Go to the car insurance page and enter your policy number and view your existing plan
  • You can also include or reduce the number of add-ons, depending on which the premium amount will change
  • Next, click on ‘renew’ button and complete the payment
  • Once, the payment is completed, you will receive the renewed policy documents on your registered email address

259 New India Cashless Garages in India

New India Car Insurance User Reviews

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What users are saying
  • All
  • Most Helpful
  • Comprehensive
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • Smooth Insurance Purchase Proc...

    Buying New India Car Insurance through InsuranceDekho was a breeze! Their team helped me choose the right coverage hassle-free. Now, I feel confident about my car's protection.

    By Vinita Kumari
    On: March 6, 2024
  • A Necessity, Not an Option

    I used to think that own damage coverage was optional, but after experiencing InsuranceDekho's service, I now consider it a necessity and added it to my New India Car Insurance Policy for my MG car. It's a must-have for every car owner.

    By Hitesh Rastogi
    On: November 24, 2023
  • Peace of Mind on the Road

    I am glad that I insured my Ford with the New India Car Insurance Policy. InsuranceDekho's network of cashless garages gives me peace of mind on the road. I know help is just a call away.

    By Vishal Gopal
    On: November 15, 2023
  • Protection for Every Drive

    I am a satisfied customer of the New India Car Insurance Policy. InsuranceDekho's own damage insurance offered my Honda car protection for every drive, ensuring that I could hit the road with confidence.

    By Ruhu Handa
    On: November 9, 2023
  • Trustworthy Claims Partner

    I recently had to file a claim for my Nissan car. InsuranceDekho has earned my trust as a reliable and trustworthy partner for my New India Car Insurance Policy’s claims. Their professionalism and efficiency make them stand out in the industry.

    By Shilpi Ahuja
    On: October 17, 2023
  • Renewed Satisfaction

    I renewed my car insurance with InsuranceDekho, and once again, they've met my expectations. Their New India Car Insurance Policy which I took for my Hyundai car is very comprehensive, and their renewal process is efficient. I'm a satisfied customer.

    By Kishore Pala
    On: September 29, 2023
  • Simplified Premium Calculation...

    I appreciated how InsuranceDekho simplified the premium calculation process for the New India Car Insurance Policy which I intended to purchase to insure my Kia car. It took the guesswork out of choosing the right insurance plan.

    By Deepa Dadlani
    On: September 21, 2023
  • Great Value for Money

    I believe InsuranceDekho's third-party car insurance offers great value for money along with the New India Car Insurance Policy. It provides the necessary coverage for my Kia car at an affordable cost.

    By Aditya Raj
    On: September 14, 2023
  • Effortless Claims with Cashles...

    Filing a claim with InsuranceDekho's cashless garages for my New India Car Insurance Policy was effortless. They took care of everything for my Toyota car, from evaluation to settlement.

    By Swati Jain
    On: September 12, 2023
  • Helpful Add-Ons for Enhanced P...

    I love the add-on options of own damage coverage that InsuranceDekho offers with the New India Car Insurance Policy. These extras provide enhanced protection for my Land Rover car, which is essential for me.

    By Gaurav Negi
    On: September 8, 2023

New India Car Insurance FAQs

  • Why do I need to fill up the proposal form for buying Insurance?

    A proposal form is a contract between the insured and the insurer, which contains relevant and necessary details about the insured, his past policy and his vehicle details. It is, therefore, necessary to fill in correct details in the proposal form for future reference/proof.

  • I have my vehicle’s registration number, how can I get my policy number?

    To get your policy number, please contact the New India Assurance (NIA) office.

  • I have purchased my policy from a Maruti dealer and I am unable to renew the policy online

    A policy issued through Maruti dealer cannot be renewed online. Please contact the nearest Maruti dealer or NIA office for the renewal of the policy. Alternatively, give us a call at 7551196989 or visit us at and we will help you with your policy renewal.

  • Can I pay my car insurance premium online?

    Yes, you can pay the premium online using any Debit/Credit card or Net Banking.

  • What are the documents required to file a claim with New India Car Insurance?

    Documents to be submitted at the time of filing a claim are :

    • Document such as claim intimation received by the insurer
    • Copy of policy and receipt of payment of premium
    • Completed claim form
    • A copy of the driving license
    • Certificate of registration of the vehicle
    • An estimate of repairs and a stamped receipt from the repairer
    • Bills of repairs that have already been done at approved garages
    • Road tax verification
    • Copy of Police FIR along with the original (for verification)
    • Fitness Certificate, etc.( in applicable cases).

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Every detail provided in this website is for information purpose only. Insurancedekho under no circumstances, endorse the information provided. However, we are constantly doing our best to keep our privileged customers up-to-date with neutral and factual information.
#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.