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Bajaj Allianz Investment

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Bajaj Allianz Investment
Claim Settlement Ratio99.04%
Customer Care9:00 AM to 7:00 PM
In-House Claim SettlementAvailable
Policies Sold2.82 crore
Presence1100+ branch offices

About Bajaj Allianz Investment

Investment plans help you with financial planning for the future. By investing in an ideal investment scheme, you can accomplish your financial goals, like children's education, purchasing a dream home, and others. Read on to find out the features and benefits of the Bajaj Allianz investment plans in detail.

What Is an Investment Plan?

An investment plan is a financial strategy that allows you to build wealth and maximize your long-term savings. Policyholders invest a set amount regularly to build wealth. Many factors influence the proper investment decision, including affordability, risk tolerance, and future financial goals. Bajaj Allianz Insurance Company offers a variety of investment options from which you can compare and choose the best one for you.

Benefits of Bajaj Allianz Investment Plans

Bajaj Allianz investment plans are one of the best options to invest in India. Here are some of the key benefits of investing with Bajaj Allianz Life Insurance Company:

  • Family Protection: If you are the sole earner in your family, you must have enough funds to protect your loved ones in the event of your untimely death. Investment plans can assist you in creating long-term wealth for your family, assuring their financial stability in your absence.
  • Achieve Financial Aims: Your financial ambitions will alter as you progress through life. The inflation rate should be taken into consideration while making financial plans because these financial goals must be accomplished in the future. Bajaj Allianz investment plans can help you plan, invest, and achieve your financial objectives on time.
  • Building Wealth: The various investment schemes offered by Bajaj Allianz Life Insurance contribute to wealth building at varying rates, based on policy terms and market conditions. The greater the risk, the larger the potential long-term return.
  • Flexibility: The plan provides flexibility to choose an investment strategy based on your financial requirements. You can also invest in these schemes consistently at a suitable frequency, such as monthly, semi-annually, or annually.

Best Bajaj Allianz Investment Plans 2023

Here’s a list of the best Bajaj investment plans:

Investment Plan

Entry Age

Maturity Age

Sum Assured

Bajaj Allianz Save Assure Plan

1- 60 years

18- 75 years

Rs. 1 lac- no limit

Bajaj Allianz Guarantee Assure

9- 60 years

18- 69 years

Rs. 1 lac- no limit

Bajaj Allianz Cash Assure Plan

0- 54 years

18- 70 years

Rs. 1 lac- no limit

Bajaj Allianz Elite Assure Plan

0- 55 years

18- 70 years

10 times of annual premium

Bajaj Allianz Invest Assure

0- 50 years

18- 65 years

Rs. 1 lac- no limit

Let’s find out the features and benefits of each investment scheme in detail:

Bajaj Allianz Save Assure Plan

This is a traditional, non-participating endowment assurance plan that provides savings and protection to policyholders. In simple terms, the Bajaj Allianz Save Assure Plan provides both maturity and death benefits. Some more features and benefits of this plan are as follows:

  • Loan up to 90% of the maximum surrender value can be borrowed.
  • A premium is paid for a limited time period.
  • Attractive discounts and rebates for choosing a high-sum assured investment plan.
  • Avail of tax benefits on your policy as per prevailing norms of the Income Tax Act, 1961.
  • Flexibility to change premium payment frequency at any time.

Bajaj Allianz Guarantee Assure

Individuals can buy this non-participating endowment insurance plan to ensure a financially stable future for themselves and their loved ones. The plan offers several advantages to its policyholders. Some of these benefits include:

  • Limited and fixed premium payment tenure of five years.
  • Assured additions are provided every year as a percentage of the chosen sum assured and the policy tenure.
  • The sum assured in addition to accrued income is paid at the time of maturity.
  • The loan can be availed of up to 90% of the surrender value.
  • Discounts and rebates for women policyholders.

Bajaj Allianz Cash Assure Plan

It is a participating, money-back investment plan. Individuals who want a regular stream of income throughout the policy tenure can invest in this Bajaj investment plan. The following are the key features of the Cash Assure Investment Plan:

  • Survival benefits of up to 30% are paid to the policyholders.
  • Get assured coverage amount including bonuses earned at the time of maturity.
  • Enhance the coverage of your investment plan by purchasing riders.
  • Discount on a premium for women policyholders. Additionally, the Bajaj Allianz provides additional benefits on purchasing a high sum assured policy.
  • Get tax benefits as per the relevant provisions of the Income Tax Act, of 1961.

Bajaj Allianz Elite Assure Plan

It is a participating endowment insurance plan in which the policyholder receives regular payouts for a limited period. Here are some of the key benefits of this investment plan:

  • Select from five additional riders to enhance the coverage of your plan.
  • Get maturity benefits along with earned bonuses for surviving the policy tenure.
  • An insurance company will pay a death benefit including bonuses if any to the nominee in case of the policyholder’s demise.
  • Change premium payment frequency any time during the policy tenure.
  • Attractive discount on purchasing investment plan with the sum assured of Rs. 5 lakh and above.
  • Get tax benefits under Section 80C and Section 10(10D) of the Income Tax Act, 1961.

Bajaj Allianz Invest Assure

It is a participating endowment assurance investment scheme. The policyholders can buy this plan in two variants- the gold plan or the silver plan. The key features of this plan are highlighted below:

  • A premium is paid for a limited tenure.
  • A loan facility is available under the policy.
  • Enjoy rebates for choosing a higher sum assured for your plan.
  • You can change the premium payment frequency anytime.
  • Tax benefits are given as per the norms of the Income Tax Act, of 1961.

Process To Buy Bajaj Allianz Investment Plans

The process of investing in Bajaj Allianz Investment Plans is quite simple and easy. Here’s a detailed guide that you can refer to:

Documents Required To Buy Bajaj Allianz Investment Plans

  • Address proof
  • Income proof
  • Age proof
  • Identity proof
  • Any other specifically asked by an insurance company

Steps You Need To Follow To Buy Bajaj Allianz Investment Plans

  • Go to the official company’s website.
  • Under the “investment section,” click on the “investment plans.”
  • Provide all the necessary about yourself.
  • Choose the investment option from a list of plans displayed on your screen.
  • Submit all the required documents.
  • Pay a premium online to complete the process.
  • You will receive a policy document at your registered email address.

About Bajaj Allianz Insurance Company

The key highlights for Bajaj Allianz Insurance Company are outlined in the table below:



Established in


Headquarters of the company


Official website

Helpline number

1800 209 7272

Helpline email-id

Best Bajaj Allianz Investment Plans


It is a form of investment which gives you guaranteed returns mentioned while investing along with life coverage.

  • You Invest

    1 Lakh p.a.
    10 years
  • You GET Tax Free

    27.1 Lakh
    20 years

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