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Calculate Your Bike Insurance Premium Online

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Reliance Two-Wheeler Insurance Premium Calculator

What is a Bike Insurance Premium Calculator?

A bike insurance premium calculator is an online tool that helps you know the right premium cost for your Reliance bike insurance plan. You can easily get an amount of premiums for different plans by entering a few details like make, model, and variant of your bike, RTO location and registration year of your bike, and so on. Sharing these particulars of your bike will get you the right premium amounts of different insurers for your bike from which you can choose the most suited one for you.

How to Use a Two-Wheeler Insurance Premium Calculator?

Step 1: Select your bike’s Make, Model, Variant and Fuel Type.

Step 2: Select your bike’s Registered Location and Purchase Year.

Step 3: Tell us, if you have made any claim for your bike insurance in the last policy term.

Step 4: Hit the ‘Calculate’ button to get the right IDV and premium for your bike insurance.

Benefits of Two-Wheeler Insurance Premium Calculator

Listed below are the benefits of bike insurance premium calculator at InsuranceDekho:
  1. Right Premium Amount – With the premium calculator you can easily calculate the amount of premium that you should be paying to avail the services of bike insurance. With different premiums you can select the one as per your budget and needs.
  2. Right Insured Declared Value (IDV) – The IDV is an amount which you will be entitled to get after the theft or total loss of your bike. You can get the Insured Declared Value (IDV) of your bike with the help of our bike insurance premium calculator, which will help you request the accurate claim for your bike.
  3. Helps in Making Prudent Decisions – Making insurance-related decisions becomes easier with the right information of premium amount and IDV of different insurance companies. So, our premium calculator will assist you in making informed decisions related to bike insurance by offering right premium quotes and IDV.
  4. Helps You Choose Affordable Policy – The premium calculator shows you the correct information of the IDV and premiums of bike insurance plans offered by different insurance companies. It helps you compare and choose the most economical insurance policy quote from the available options.

Third Party Two-Wheeler Insurance Premium Rates

Engine Capacity

Premium To Buy A New Policy (5-Year Plan)

Premium To Renew Existing Policy (1-Year Plan)

Not exceeding 75 cc

Rs. 1,045

Rs. 482

Exceeding 75 cc but not exceeding 150 cc

Rs. 3,285

Rs. 752

Exceeding 150 cc but not exceeding 350 cc

Rs. 5,453

Rs. 1,193

Exceeding 350 cc

Rs. 13,034

Rs. 2,323

(Source: Insurance Regulatory and Development Authority of India (IRDAI))

Premium for Comprehensive and Standalone Own-Damage Bike Insurance Plans

The bike insurance policy premium for standalone own-damage and comprehensive gets affected by various factors. Some factors affecting the bike premium incude make, model, and the variant of the bike, fuel type of the bike, RTO location of the bike, cubic capacity of engine, and so on, can influence it. Here are the significant factors which affects the premium of your bike insurance plan reckoned through premium calculator:

Factors Which Determine Two-Wheeler Insurance Premium

  1. Insured Declared Value (IDV) - The IDV refers to the market value of your bike after considering depreciation and other related components. For a bike with a high IDV, the insurance company will have to pay off a high amount for the claim against any theft or total loss suffered by the bike. Hence, higher premiums will be there for bikes with higher IDV.
  2. Engine’s Cubic Capacity - The cubic capacity of a bike denotes its power with which it can run or perform. It will make the consumables of the bike get consumed faster and also enhance the risk of a mishap, which increases the risk on insurers too. Therefore, bikes with higher cubic capacity are charged with higher premium.
  3. No Claim Bonus (NCB) - It is a reward offered by the insurance providers to its policyholders for not making any claim in the last policy year. It is given as a discount on the own-damage premium, which starts from 20% and goes up to 50% with every claim-free year. It means, the more the NCB will be, the lesser the premium will be.
  4. Anti-Theft Devices - The anti-theft devices lower the chances of bike theft and offer it more protection. The installation of such devices reduces the risk for insurance companies to offer compensation to policyholders. Therefore, owners of the anti-theft device installed bikes are charged with a lower premium for their insurance plan.
  5. Age of the Owner - The experienced riders are less likely to meet an accident as compared to the less experienced one. But the experience and responsibility enhances with age. Hence, insurance companies offer bike insurance plans to old age persons at a lower rate compared to young people.

Must Read Articles before buying Reliance Bike Insurance

Reliance Bike Insurance User Reviews

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What users are saying
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  • Smooth Claim Experience

    I was on a trip to Shimla when my bike’s tire got punctured. I had Reliance bike insurance, and with InsuranceDekho’s help, the claim process was smooth. The reimbursement was quick, and I didn't have to worry about the costs at all.

    N
    By Nikhil Patil
    On: July 1, 2024
  • Helpful Services

    I needed to get my bike’s engine repaired, and the costs were covered under my Reliance bike insurance. InsuranceDekho provided good guidance, and the claim approval took very less time. I’m really satisfied with their customer service.

    S
    By Sneha Rao
    On: June 27, 2024
  • Quick Claim Settlement

    A recent mishap damaged my bike’s seat. I have a Reliance bike insurance policy which I got through InsuranceDekho. The claim settlement was quick, and I got my bike back in shape easily.

    S
    By Sneha Patel
    On: June 25, 2024
  • Customer Friendly

    I purchased a bike insurance policy from Reliance for my father’s bike. As he lives far away, he was finding it tough to raise a claim. That’s when I asked him to contact InsuranceDekho. He was able to get the claim settled with their help and got the bike’s tyres replaced.

    N
    By Nandini Garg
    On: June 19, 2024
  • Wide Coverage

    For some reason my scooter’s gear shifter was not working properly. I was unable to drive because of this issue and hence decided to get it repaired. Although, the bill’s cost was too much, I didn’t have to pay anything, thanks to my Reliance bike insurance policy.

    R
    By Rajesh Bhatia
    On: June 17, 2024
  • Easy-to-Use Platform

    Recently I purchased a scooter for my younger brother. I was confused as to which is the best bike insurance policy. On a friend’s suggestion, I visited InsuranceDekho website to get some guidance. Their platform was easy to use and I compared many insurers. Now, I’ve purchased Reliance’s bike insurance as it had affordable premiums.

    P
    By Priya Mehta
    On: June 10, 2024
  • Satisfactory Experience

    I'm really happy with InsuranceDekho. They helped me find the Reliance bike insurance that was just right for me, and it was all really straightforward.

    A
    By Aashi Goel
    On: March 2, 2024
  • Responsive Customer Support

    Dealing with customer support for inquiries related to Third-Party Reliance Bike Insurance Policy was a positive experience. The team at InsuranceDekho was responsive, providing timely and helpful assistance for my KTM bike.

    G
    By Gagan Grover
    On: November 24, 2023
  • Transparent Premium Breakdown

    The premium calculator on InsuranceDekho not only provided an estimate for my Reliance Bike Insurance Policy but also broke down the premium into components for my Royal Enfield bike, so I knew what I was paying for. This transparency is highly valuable for making an informed decision.

    U
    By Umesh Patil
    On: November 8, 2023
  • Seamless Claims with No Hassle...

    I found that the claims process with InsuranceDekho is seamless and hassle-free. As my Honda bike was insured with the Reliance Bike Insurance Policy, everything was taken care of, allowing me to focus on other aspects of recovery.

    D
    By Dinesh Sreenath
    On: November 7, 2023

35 Reliance Cashless Garages in India

Reliance Bike Insurance Premium Calculator FAQs

  • Why should I use the bike insurance premium calculator?

    The bike insurance premium calculator will provide you assistance in finding the right premium amount for your plan, get the IDV of your bike, selecting an affordable plan and make wiser decisions related to the bike insurance plan.

  • What details are required to be entered in the premium calculator?

    You need to enter details such as make and model of your bike, RTO location of your bike, registration year of your bike, etc., to get the right premium offered by the insurers for a bike insurance policy.

  • What factors determine the premium of a bike insurance policy?

    There are various factors that affect the premium of a bike insurance cover such as Insured Declared Value (IDV), Engine’s Cubic Capacity, No Claim Bonus (NCB), Age of the Owner, Anti-Theft Devices and so on.

  • Where can I use the premium calculator?

    You can use the best premium calculator to compute the premium and IDV for your insurance plan at the official website of InsuranceDekho, i.e., www.insurancedekho.com.

  • Does the premium calculator calculate the premium for old two-wheelers?

    Yes, the premium calculator helps you find the premium for new and old or used two-wheelers.

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.